AI

AI Credit Scoring

Predictive Risk • Alternative Data • Explainability • Real‑Time • Behavioral • Fraud/IDV • Gamification

Total Customers

Avg Default Prob (12m)

Wallet GMV (Median)

Alerts (24h)

Predictive Credit Risk

DP3/DP6/DP12

Bandingkan probabilitas gagal bayar dalam 3/6/12 bulan berdasarkan fitur utama (DPD, CUR/utilization, on‑time rate utilitas, ARPU telco, GMV e‑wallet/e‑commerce).

Customer Band DP3 DP6 DP12 DPD CUR On‑time Util Telco ARPU Wallet GMV